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Seller financing is when a seller helps a buyer complete a real estate transaction by lending part of the money for it. logistically speaking, this is accomplished by the seller taking a second loan note or even financing the entire purchase (assuming the seller owns the home free and clear).
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Goldman Sachs launched Marcus in 2016 expanding its lending beyond its traditional business model to include smaller, personal loans. Then, earlier this year, Marcus expanded and began offering home.
take everybody’s money and pool it together to give out as loans; interest rates that you charge on loans should be larger than the interest rates you make people pay on deposits ; indirect sense make a loan to an entire group of people who you don’t know (covered by FDIC)
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