– FHA loans are available as both fixed-rate and adjustable rate mortgages, giving qualified buyers even more options to get the loan that best fits their financial goals. FHA Credit Requirements. To qualify for a FHA loan, you will need to have at least one line of credit and generally speaking a minimum credit score of 580.
How to Get an FHA Mortgage: Credit Score Minimum and PMI Cost – Requirements for an FHA Mortgage, how to qualify, credit score minimum, comparison with conventional mortgages, PMI Cost.
· FHA loans help you buy a home with limited credit or a reduced down payment. Learn how to qualify for an FHA loan and what to expect when you apply.