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Savings is over five years. It is a comparison of the average advertised Big 6 bank “special offer” rate, versus: 1) the average discounted discretionary rate at the big 6 banks as tracked by Butler Mortgage, 2) the average broker rate as tracked by MortgageDashboard.ca, and 3) the lowest conventional full-featured 5-year fixed rate at Butler Mortgage, as of March 14, 2017.
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